Protect the Place You Call Home
Your home is likely your biggest investment. Global Insurance Specialists helps you protect it with the right coverage — whether you own, rent, or live in a condo — at a price that fits your budget.
Coverage for Every Type of Home
From single-family homes to condos and rental units, we offer tailored home insurance solutions for every situation. As an independent agency, we shop multiple top-rated carriers to find you the best combination of coverage and value — so you're never over-insured or under-protected.
12+
Carrier Partners
Top-rated insurers
1,000+
Homes Protected
Across the region
15+
Years Experience
Serving our community
98%
Client Retention
They stay because we deliver
Which Policy Is Right for You?
Whether you own or rent, we have a policy designed for your situation.
Homeowners Insurance
Comprehensive protection for your home's structure, personal belongings, liability, and additional living expenses if your home becomes uninhabitable after a covered loss.
- Dwelling & structure coverage
- Personal property protection
- Liability coverage
- Additional living expenses
- Medical payments to others
- Detached structures (garage, fence)
Condo Insurance
Covers your unit's interior, personal belongings, and liability — filling the gaps left by your condo association's master policy so you're fully protected.
- Interior unit coverage
- Personal property protection
- Liability coverage
- Loss assessment coverage
- Additional living expenses
- Improvements & betterments
Renters Insurance
Affordable protection for your personal belongings and liability — because your landlord's insurance doesn't cover your stuff. Often less than a dollar a day.
- Personal property coverage
- Liability protection
- Additional living expenses
- Medical payments
- Theft away from home
- Electronics & valuables
What's Covered
A well-rounded home policy goes beyond just the structure. Here's what we help you protect.
Dwelling Coverage
Pays to repair or rebuild your home's structure — walls, roof, floors, and built-in appliances — after a covered loss like fire, wind, or hail.
Personal Property
Covers your furniture, electronics, clothing, and other belongings if they're stolen or damaged by a covered peril, both at home and away.
Liability Protection
Protects you if someone is injured on your property or you accidentally damage someone else's property. Covers legal fees and settlements.
Additional Living Expenses
Pays for hotel stays, meals, and other costs if your home is uninhabitable after a covered loss while repairs are being made.
Water Backup
Covers damage from sewer or drain backup — a common and costly claim not covered by standard policies. Highly recommended add-on.
Scheduled Personal Property
Extra coverage for high-value items like jewelry, art, collectibles, and musical instruments that exceed standard policy limits.
The Independent Agency Advantage
We're not tied to one company. We shop 12+ top-rated carriers on your behalf — so you always get the best coverage at the most competitive price, with a local agent in your corner.
Frequently Asked Questions
Common home insurance questions — answered by our local agents.
Have more questions?
Our local agents are ready to help — no pressure, no obligation.
Get Your Free Home Insurance Quote
A local agent will compare rates from multiple carriers and find the right coverage for your home, condo, or rental — at the best possible price.
Get a Free Quote